Bayrock Business Funding is a small-business funding broker, not a lender. It makes no credit decisions and sets no rates or terms. Funding partners review requests and decide. A merchant cash advance is a purchase of future receivables, not a loan.
Bayrock Business Funding Is a Funding Broker, Not a Lender
Bayrock Business Funding does not lend money and does not decide on credit, rates, fees, amounts or repayment terms. It receives funding requests from businesses, explains the funding types and sends each request to funding partners. Each partner applies its own standards and makes its own decision.
Offers, Agreements and Credit Inquiries
An offer comes from a funding partner and is governed by that partner's agreement. A partner may review business and personal credit as part of its decision. Whether to accept any offer is the business's choice.
Merchant Cash Advances Are Not Loans
A merchant cash advance is a purchase of part of a business's future receivables. There is no loan balance; the purchased amount is collected from receipts.
No Request Is Assured of Funding
Sending a request does not mean a partner will make an offer. Bayrock cannot predict approval, amount, price or timing.
By Bayrock Business Funding · Updated